My dear and near ones,

Thanks for all your birthday wishes and here is a small return gift from me.

Response to my web site www.moneymonk.me is more than expected planned to take on 50 in the first year already enrolled are 25 in three months. Starting a blog rather reviving it a fresh as encouraged by the interactions with those enrolled on www.moneymonk.me felt the need to broaden the scope and write a weekly blog covering some general aspects.

That scope of my efforts has been enlarged to cover two more aspects besides Financial Freedom , these are Financial Awareness and Financial Inclusion.

I really wish all the people were rich at least for a short time by some magic to make them realize that while money is essential to a limit, happiness is not directly connected with wealth.

Relating it to the fact that a single digit percentage of population today owns a very large share of global wealth.This is changing for the worse too and needs to be addressed.

A very large population is not included in the global financial system too. While super rich are leaning towards charity and some financial inclusion efforts may bear good results, is it enough? Financial Inclusion efforts all over the globe today are limited to make those excluded from Financial System bankable or make loans available to those who have nothing to offer as security.

Can we and should we not be doing more to make this a better world for human beings and future generation?

Do we want the future world and generations to live a life of dignity, self respect and honor or to live on charity ??

How can we educate our future generations to aim more for happiness than money and find a right balance between need and greed?

How can we educate children to have a better understanding of gender issues ? How can we prepare them to live a happy complimentary life of happiness pairing up with the other gender partner and not get into unnatural and unnecessary competition mistakenly thinking it to be an equality issue?

These and similar issues I plan to discuss on my weekly blog

http://moneymonk-joe.blogspot.in/

Last but not the least a few clarifications as regards my web site are as under

There is no fixed fee or charge for those who enroll,if they are in agreement with my concept and wish to learn from my experiences to achieve their financial freedom they are welcome. Its not free mainly one lesson I want to teach is learning to value every thing in life be it commercial or relationships. I also believe that any thing offered free is not valued. Fees per session after the first introductory one are decided by the student as Guru Dakshana and never questioned by me, there are no standards , bench marks or currency type decide, choice is entirely theirs. In times to come I plan to scale it up and make it a non profit enterprise.

Another issue is of age, while those starting early stand to benefit more and can look forward to early retirement , its never too late for others, every individual has a unique life situation and financial position so you can take it forward in a better way with my help from where you start. The concept has many psychological and behavioral aspects to learn to be able to link it to happiness and age is not a barrier when in search of happiness.

Hope you will find time and benefit from these weekly blogs

Yours 

Lt Col Prakash Joshi 

Moneymonk