WEEKLY MESSAGES PART 1 REVIEW

MONEYMONK WEEKLY MESSAGE 26/2020

REVIEW OF PART ONE OF WEEKLY MESSAGES

All Dear ones,

In the last 25 weekly messages I tried to cover some basic aspects as regards “personal financial planning’ and also ‘some general and behavioral aspects with a purpose’. All these messages are available on my blog https://moneymonk-joe.blogspot.com. I firmly believe and also know from my own experience that a good base enables one to be in control of one’s saving, investments and money matters. The above coupled with some self discipline can lead to Financial Freedom and happiness  in life. After working for about 35-40 years during our ‘earning life’ we have to be aware that we may have as many more years to live after we retire. These are the years when we begin to age, may face health related challenges or may have to deal with unpleasant family situations. All these affect our life and happiness. Do you want to add financial stress and worries to the above ??? Surely not.

To be financially secure in your retired life you need to work towards Financial freedom! Earlier the better !

Financial freedom reduces stress and makes you financially independent throughout your life.  It also helps you to spend your time doing what you love for eg. painting, listening to music, farming, gardening , teaching, doing social service and many such things which during your working life was not possible. 

To achieve Financial Freedom or FIRE  as some call it (Financial Independence to Retire Early) it is essential to save regularly and invest the savings prudently. Investments must be  in a manner that they grow at a rate  that they beat inflation over a longer period with minimum risk and without taking too much monitoring time. 

This is what  I tried to cover in the first part , You need to have this base  before you start learning to invest your savings. 

The second part deals with ‘Learning to invest in the Equity market’. In this part the messages will be confidential and will help you to design and follow your own strategy. You will learn from me some skills and some do’s and dont’s that are  relevant to YOU and YOUR strategy. 

The second part will be relevant and useful only to those who have developed this strong base. To confirm this base may require a couple of one is to one audio video sessions mainly to understand your life situation and financial position. It will entail some home work for you too . There is also the danger of some getting misguided  with these messages especially if they do not have the required back ground, understanding and guidance.

I plan to send the second part messages only to those vetted by me. Also they must be serious about ‘learning’ and should be able to give priority time too.

I have already short listed some of you who have a good potential to achieve their Financial Freedom and benefit from my efforts. I have already sent a personal email to them. I request them to confirm receipt.

Those now responding on my web site and proving themselves will be included in this elite group. This will thus take a while before I can start off on the second part messages. Please bear with me.

To register see my web site www.moneymonk.me  and follow the structured process. 

_________________________________________________________________

Spiritual Well being

MONEYMONK WEEKLY MESSAGE 25/2020

Spiritual Well being

The tern ‘Spiritual well being’  has many definitions. One of thenm being ‘ Spiritual well-being is the ability to establish a state of harmony with oneself and others while appreciating the diversity of beliefs and cultures that enrich our community’.

Spiritual well-being is an integral part of mental, emotional and physical health.

Spiritual well-being can be associated with a specific religion but does not have to be. This practice is merely one’s own journey to discover things of importance in life as well as one’s place among them. It can be practiced in numerous ways, with its main purpose being to find purpose and meaning in life.

Some simple ways to achieve spiritual well being 

l   Be grateful for all your gifts (material and non material)

l   Be aware of your intuition and listen to it

l   Find people who share your sense of morality

l   Ask for help when you need it.

l   Remember to meditate or pray.

l   Be kind to at least one person every day.

l   Share your talents and gifts- be a person with and for others.

A few of the numerous benefits of spiritual well-being include:

·         Feeling content with your life’s situation

·         Making time to spend alone and find inner peace

·         Taking time to reflect and resolve life’s issues

·         Finding satisfaction in a job well done

·         Taking part in an active lifestyle rather than merely standing by   

and watching life as it passes by

·         Maintaining balance and control of life

·         Building relationships

·         Feeling the purpose and meaning in life

·         Accepting and growing from the challenges of life

www.moneymonk.me

Note:

Earlier messages are posted on my blog https://moneymonk-joe.blogspot.com/

_________________________________________________________________

If you or any of the people you know want to receive this weekly message they need to send a request mail to learnfrommoneymonk@gmail.com

__________________________________________________________

Emotional Well being

MONEYMONK WEEKLY MESSAGE 24/2019

Emotional Well being

Emotions are one aspect of a person's health that often get neglected. But if your emotional health is suffering, your physical health will too.

Simply put, your emotional health is just how you feel — Do you feelstressed out on a regular basis ?  Are you worried or anxious often? Then your emotional health needs some serious attention, or your body will start paying the price.

Characteristics of good emotional health:

·         A good balance in life between leisure time, activity, and work

·         Feeling good about yourself and not suffering from self-esteem issues

·         Belief that there is a purpose to life.

·         Accepting changes better

·         Enjoying living, and knowing the value of fun and laughter.

·         Having less stress, and being better equipped to deal with stress.

·          Having better relationships with others

·         Being contented with life.

One simple way to achieve emotional well being is to wake up and go to sleep at the same time on week days at least if not daily. You will feel in control of your day.

Avoid procrastination- it stresses you. Make a to do list for the day and carry forward what remains undone.
Express gratitude to those around you.

www.moneymonk.me

Note:

Earlier messages are posted on my blog https://moneymonk-joe.blogspot.com/

_________________________________________________________________

If you or any of the people you know want to receive this weekly message they need to send a request mail to learnfrommoneymonk@gmail.com

___________________________________________________________________

Social Well being

MONEYMONK WEEKLY MESSAGE 23/2019

Social Well being

Social well being is largely dependent on the company you keep. You do not have control over some company like employees in your work place but social interaction with them can be controlled . People around you along with their very own mindsets, attitudes, energies and vibes have great influence over and help shape your personality and character.

Separating official or professional relationships from personal or family social relationships is important. 

Family relations must be respected and treated with abundant care and love as these are God given.

How to manage social well being ?

Find people who share your interests and also your value system and give them time and opportunity to come close to you socially.

It is easy to say “trust only those who deserve your trust “ but doing this practically is difficult; so learn to observe and analyze people to decide if they are worthy of your trust. Learn from the mistakes you make in doing this. Just because some people may not live up to your trust don’t stop trusting people in general as this may affect your thinking.

Build your trust with people gradually and base it on your interactions and experiences with them

www.moneymonk.me

Note:

Earlier messages are posted on my blog https://moneymonk-joe.blogspot.com/

_________________________________________________________________

If you or any of the people you know want to receive this weekly message they need to send a request mail to learnfrommoneymonk@gmail.com

___________________________________________________________________

Physical Well being

MONEYMONK WEEKLY MESSAGE 22/2019

Physical Well being

How long to live is not some thing we have any control over but living in a physically fit condition as long as you live is largely in our hands.

Living when ill or suffering is very painful so all should be done in one’s capacity to lead a disease free life. 

Some guidelines to keep physically fit are

1. Exercise aerobically three to five times a week

2. Eat a balanced diet as per your body constitution

3. Get enough rest that our body needs also include eight hours of night sleep

4. Drink at least eight glasses of water a day.

5. Eat breakfast daily.

All of us are equal as regards our physical health and each must find his own level of wellness and how to maintain it. Physical excesses of any kind; for example excess eating, drinking, exercising  or sleeping are bad for health and will affect your overall wellness balance.  

www.moneymonk.me

Note:

Earlier messages are posted on my blog https://moneymonk-joe.blogspot.com/

_________________________________________________________________

If you or any of the people you know want to receive this weekly message they need to send a request mail to learnfrommoneymonk@gmail.com

___________________________________________________________________